Also I live with my parents and go to school full time. Someone told me that can impact if I get the insurance or not because I have to give me parents information and how much money they make a year. But the thing is they don't support my daughter. I pay for my schooling and I support my daughter. I just live in their household and I do pay a monthly allowance or you can say boarding fee to live there.
Other - Pregnancy & Parenting - 2 Answers
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1
you definitely need to specify that you pay to live there.. and your not getting no freebies... but they're going to want a letter from your parents stating how much you give them each month and what not. I live in PA too .. delco.. and I applied for chip while still living at my fathers house but i stated that I pay rent for a downstairs apartment... so they did my income and said i make too little money to be on chip... hahaha.. (not funny at the time) i was highly p.o'd, i got all hype cuz the commercial says "no kid is uncovered" they then stated they sent my info to the public assistance office and I got better than ChiP insurance for my baby boy!!... Maybe try going to the welfare office and applying for assistance, but you really have to be paying rent and all that nonsense.. cuz they'll catch you lying if your not careful. O and it took 15 days after they received it to give me a result.
2
We had the NY version a while back when I lost my job and before we moved back to PA. I don't think you will have a problem as long as you think of the allowance as rent and list it as such. You shouldn't have to list your parents income as long as you have your own income and are not taking money from them. Also your parents should not be claiming you as a dependant on their income tax. As long as you have your own income and list your rent payments along with any other bills you pay everything should be fine and it shouldn't take long at all to get coverage. Once you apply for coverage you can take you child to a ER for anything major then submit the bills to the carrier once you get the cards in the mail. Good luck!
